Debt Reduction Program

Supporting recent graduates as they begin their careers in veterinary medicine.

SEMVMA Student Loan Debt Reduction Awards

The SEMVMA is concerned about the cost of a veterinary education and the accumulated student debt. The AVMA has estimated the average debt load is now $212,000. We realize student debt only adds to the stress of new graduates, and we would like to take action to reduce the debt load.

SEMVMA is proud to announce that we will be awarding two $2,500 awards to recent graduates during the January Membership Celebration Dinner to reduce their student debt. This grant will be awarded to two members who meet specific requirements. We intend to choose 2 awards per year who meet the following requirements:

Have graduated within the last 3 years
Are members of SEMVMA
Work in one of the 9 counties that our membership derives from (Wayne, Oakland, Washtenaw, Macomb, Monroe, Livingston, Lapeer, Genesee, St. Clair).
Have active student loan debt that can be verified from a lending institution. Each award shall be granted to a recognized student loan provider or debtor organization.
Have not received the award in the past

Application

An application may be obtained via the SEMVMA office and submitted by October 17, 2026. The award will be chosen at random in the presence of a quorum of the SEMVMA Board of Directors during the November/ December BOD meeting and the awardees notified and invited specifically to the January dinner. The award will be submitted directly to the loan originator or institution.

Please spread the word and encourage your new graduates to apply. We hope this effort will make a difference in the lives of the awarded individuals and make you proud to be a member of the SEMVMA.

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First Name*

Middle Name*

Last Name*

Address*

Email*

Phone Number*

Graduation Information

Name of School*

Year of Graduation*

Loan Information

Employed By:*

Balance of Loan as of the date of this application:*

Name of Loan Institution:*

Loan Institution Address*

o Graduated in the last 3 years (2023 / 2024 / 2025)

o Member of the SEMVMA (Membership will be verified through the SEMVMA Office)

o Have active student loan debt that can be verified from a lending institution.

o Have not received the award in the past.

o Work in one of the 9 counties (Wayne, Oakland, Macomb, Washtenaw, Monroe, Livingston, Lapeer, Genesee, St. Clair).

My signature attests that I fulfill all requirements as listed above*

Type your full name above to sign.

Today's Date*

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